For QuickBooks or Xero

Multi-entity cash flow forecasting, done by Claude or ChatGPT

Nobody should need four logins to answer one question. Ask your assistant once. It builds the forecast from every company's books and shows which one runs short first.

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Read-only by architecture
Kipper
Question:

Build a 13-week cash flow forecast across all three entities

Answer:
  • Asking Kipper for weekly receipts and payments, every entity…
  • Adding them into one group series…
  • Projecting the weeks that have not closed…
  • Marking which rows are mine rather than yours…

Weeks 1 to 8 are the actual figures from all three sets of books. Weeks 9 to 13 are my projection: the group ends around $1.61m, roughly $90k above where it is now.

13-Week Group Cash Flow Open
In Out Claude's projection
W1W9W13
In
$5,010k
Out
$4,760k
Net
$250k
Closing
$1,610k
Question:

Which entity runs out of cash first?

Answer:
  • Kipper is reading each entity's cash and how it moved…
  • Dividing by the burn where cash is falling…
  • Sorting by who hits zero soonest…
  • Checking this against the group figure…

Services, in about eight weeks. The other two are growing, and so is the group, so the total hides it. The balances and the burn come from your books. The weeks are my division.

Weeks of cash by entity · my estimate on your books' figures
EntityCashWeeks
Services · QuickBooks Online$198,6008
Studio · QuickBooks Online$840,300Growing
Holdings · QuickBooks Desktop$480,800Growing
Group$1,519,700Growing
Question:

What is our cash position by entity right now?

Answer:
  • Passing this to Kipper…
  • Opening the balance sheet each system produced…
  • Reading the cash accounts off each one…
  • Adding the three together…

$1,519,700 across three entities, on QuickBooks Online and Desktop, taken from each company's balance sheet.

Cash by entity · today
EntitySystemCash
HoldingsQuickBooks Desktop$480,800
StudioQuickBooks Online$840,300
ServicesQuickBooks Online$198,600
Group2 systems$1,519,700
Question:

How much of that moved between our own companies?

Answer:
  • Kipper is finding transfers where both sides are yours…
  • Matching them up across the entities…
  • Keeping them on their own line…

$45,000 moved from Holdings to Studio. It's in Holdings' money out and Studio's money in, so the group's totals count it on both sides. I've kept it on its own line, not removed it. If you need it eliminated for statutory reporting, that's a consolidation tool's job, not mine.

Moved between your own entities · quarter to date
Amount
Holdings to Studio$45,000
Shown, not eliminated—
Question:

Show me Services on its own

Answer:
  • Asking Kipper for the Services entity only…
  • Pulling its receipts and payments…
  • Reading its closing balance…
  • Leaving the other two out…

Services on its own. It's the company with about eight weeks of cash, so check it before the group total reassures anyone.

Services · quarter to date · QuickBooks Online
Quarter to date
Money in$712,000
Money out$910,600
Cash today$198,600
Reply to Claude…
Open the live demo

A recorded example across three companies. Open the interactive demo to try your own questions on a sample group.

How it works

From every company's books to one forecast

Kipper connects read-only to each QuickBooks or Xero company. It works out each company's cash figures and the group total. Claude or ChatGPT projects them forward and labels every projected week.

  1. Holdings Desktop Studio Online Services Online
    Read-only
    1

    Connect each company

    One read-only connection per company. QuickBooks Online and Desktop companies can sit side by side.

  2. Claude ChatGPT
    2

    Add Kipper to Claude or ChatGPT

    Kipper shows up as a tool inside the assistant you already use. One connection reaches every company.

  3. Cash today · by company

    Holdings$480,800
    Studio$840,300
    Services$198,600
    Group$1,519,700
    3

    Kipper works out each company's actuals

    Money in, money out and cash for each company, from its own books. Kipper adds them up for the group.

  4. Actual Projected

    Group, week 13: $1,609,700

    4

    Your assistant projects forward

    Claude or ChatGPT builds the forecast for the group or for one company. Every projected week is labeled.

We can set it up with you

Book a free onboarding call. We connect your companies with you, and you ask the first question.

Schedule free onboarding

What you get back

Get the group forecast as a chart or a document

Claude builds it as an Artifact. ChatGPT opens it in Canvas. Either way it lands in the tool you already use, and you can share it with whoever asked.

Claude · Artifact

An interactive chart of the whole group. Weeks from the books are solid. Projected weeks are dashed.

13-Week Group Cash Flow Open
In Out Claude's projection
W1W9W13
In
$5,010k
Out
$4,760k
Net
$250k
Closing
$1,610k
W7 actual $41k $1,416k
W8 actual $104k $1,520k
W9 proj. $19k $1,539k
W10 proj. $19k $1,558k

ChatGPT · Canvas

The same forecast as a document you can edit. Change an assumption for one company, then share it.

ChatGPT Canvas
Group cash flow forecast · 13 weeks

Group cash flow forecast

Thirteen weeks · QuickBooks Online and Desktop · prepared by ChatGPT

Weeks 1 to 8 come from the records Kipper returned for all three companies, two on QuickBooks Online and one on Desktop. Weeks 9 to 13 are projected from those weeks.

Services is the company to watch. Its cash is falling by $24,825 a week, so its $198,600 lasts about 8 weeks. The group total below doesn't show that.

Group cash today $1,519,700
Money in, 13 weeks $5,010,000
Money out, 13 weeks $4,760,000
Group cash, week 13 $1,609,700

Edited in Canvas · exportable

Weeks of cash

See which company runs short first

A group total can look healthy while one company runs low. Here the group's cash grew $160,000 in 8 weeks. Services has about 8 weeks left.

  • From Kipper: each company's cash, and how much it rose or fell over the last 8 weeks.

  • From your assistant: the weeks of cash, worked out from those two figures. It's an estimate, and it's labeled as one.

Claude Kipper MCP

Which company runs out of cash first?

Services, in about 8 weeks. The other two are growing, and so is the group, so the total hides it.

Services −$198,600 · 8 weeks left
Studio +$262,600 · Growing
Holdings +$96,000 · Growing
Group +$160,000 · Growing

Bars: change in cash over 8 weeks · weeks left: cash ÷ weekly burn · the assistant's estimate on Kipper's figures

By company

See every company side by side, with the group total

Each company is answered from its own books, then added up. Money moved between your own companies gets its own line.

Claude Kipper MCP
DR

Show cash by company for the quarter so far, with the group total

kipper · query_by_entity 3 entities · 2 systems · read-only

Here's each company for the quarter so far, with the group total. Holdings sent Studio $45,000. It's counted in both companies' figures, so I've also shown it on its own line.

Cash by Entity

Group · quarter to date

Holdings QuickBooks Desktop Studio QuickBooks Online Services QuickBooks Online Group 2 systems
Cash in 560,0001,812,000712,000 3,084,000
Cash out 464,0001,549,400910,600 2,924,000
Net movement 96,000 262,600 (198,600) 160,000
Closing balance 480,800840,300198,600 1,519,700
Of which, moved between your own entities
Intercompany transfers (45,000) 45,000 0 0

Kipper answers each entity and adds them up. Transfers between your own companies are shown, not eliminated. Statutory consolidation is your accountant's work.

Side by side

Compared with building it in a spreadsheet

Many groups on QuickBooks or Xero build this from exports, one company at a time. Here's how asking your assistant compares.

Getting the numbers

A spreadsheet of exports

Log in to each company and export it.

Kipper with Claude or ChatGPT

Ask once. Kipper reads every company.

Finding the company that's short

A spreadsheet of exports

Hidden in the total unless someone builds that view.

Kipper with Claude or ChatGPT

Ask which company runs out of cash first.

Keeping it current

A spreadsheet of exports

As fresh as the last export.

Kipper with Claude or ChatGPT

Live from each company's books.

Money moved between companies

A spreadsheet of exports

Easy to count twice without noticing.

Kipper with Claude or ChatGPT

Shown on its own line, so you always see it.

Adding a company

A spreadsheet of exports

New tabs, new formulas and new checks.

Kipper with Claude or ChatGPT

Connect it, and it's in the next answer.

See it on your own companies

Start a free trial, connect your companies, and ask for your group forecast.

Ask your own books See pricing

Follow-up questions

Ask about one company, or all of them

Every answer names the company each figure came from. Here's what you can ask next.

Why is Services falling so fast?

It paid out $910,600 in the last 8 weeks and took in $712,000. I've pulled its biggest payments, with the vendor for each.

What if Holdings sends Services $100,000 next week?

I've added that transfer to both companies. Services now lasts about 12 weeks, and Holdings keeps $380,800. The group total doesn't change.

Show me invoices more than 60 days overdue, for every company.

Here's one list across all three companies, with the company named on each row.

What did each company spend on contractors last quarter?

I've taken the contractor line from each company's profit and loss, on QuickBooks Online or Desktop. Here's each one, and the total.

Both assistants

Use Claude or ChatGPT, whichever you have

Kipper connects to both and returns the same figures, company by company. Pick one to see it in the demo.

Kipper
Question:

Build a 13-week cash flow forecast across all three entities

Answer:
  • Asking Kipper for weekly receipts and payments, every entity…
  • Adding them into one group series…
  • Projecting the weeks that have not closed…
  • Marking which rows are mine rather than yours…

Weeks 1 to 8 are the actual figures from all three sets of books. Weeks 9 to 13 are my projection: the group ends around $1.61m, roughly $90k above where it is now.

13-Week Group Cash Flow Open
In Out Claude's projection
W1W9W13
In
$5,010k
Out
$4,760k
Net
$250k
Closing
$1,610k
Question:

Which entity runs out of cash first?

Answer:
  • Kipper is reading each entity's cash and how it moved…
  • Dividing by the burn where cash is falling…
  • Sorting by who hits zero soonest…
  • Checking this against the group figure…

Services, in about eight weeks. The other two are growing, and so is the group, so the total hides it. The balances and the burn come from your books. The weeks are my division.

Weeks of cash by entity · my estimate on your books' figures
EntityCashWeeks
Services · QuickBooks Online$198,6008
Studio · QuickBooks Online$840,300Growing
Holdings · QuickBooks Desktop$480,800Growing
Group$1,519,700Growing
Question:

What is our cash position by entity right now?

Answer:
  • Passing this to Kipper…
  • Opening the balance sheet each system produced…
  • Reading the cash accounts off each one…
  • Adding the three together…

$1,519,700 across three entities, on QuickBooks Online and Desktop, taken from each company's balance sheet.

Cash by entity · today
EntitySystemCash
HoldingsQuickBooks Desktop$480,800
StudioQuickBooks Online$840,300
ServicesQuickBooks Online$198,600
Group2 systems$1,519,700
Question:

How much of that moved between our own companies?

Answer:
  • Kipper is finding transfers where both sides are yours…
  • Matching them up across the entities…
  • Keeping them on their own line…

$45,000 moved from Holdings to Studio. It's in Holdings' money out and Studio's money in, so the group's totals count it on both sides. I've kept it on its own line, not removed it. If you need it eliminated for statutory reporting, that's a consolidation tool's job, not mine.

Moved between your own entities · quarter to date
Amount
Holdings to Studio$45,000
Shown, not eliminated—
Question:

Show me Services on its own

Answer:
  • Asking Kipper for the Services entity only…
  • Pulling its receipts and payments…
  • Reading its closing balance…
  • Leaving the other two out…

Services on its own. It's the company with about eight weeks of cash, so check it before the group total reassures anyone.

Services · quarter to date · QuickBooks Online
Quarter to date
Money in$712,000
Money out$910,600
Cash today$198,600
Reply to Claude…
Open the live demo

One connection for every company

Read-only access to each QuickBooks or Xero company, with the permissions you set for each person.

Schedule a demo

Good to know

What to know before you connect your companies

Your assistant does the forecasting

Kipper works out each company's real figures. The projection is Claude or ChatGPT's work, and every projected week is labeled. That's why you can see the assumptions.

Transfers between your companies stay visible

Kipper adds up each company and shows money moved between them on its own line. Statutory consolidation, with those transfers eliminated, stays with your accountant.

Each person sees only their companies

You choose which companies each person can see. A country manager can get their own company and nothing else. They don't need to work inside your accounting system.

Kipper is read-only by architecture

It returns records and reports from every company. Creating, editing and approving stay in each company's books, where your team already does that work.

FAQ

Multi-entity cash flow forecasting questions

What people ask before connecting several companies.

Yes, once it can see all of them. Kipper connects to each company and returns money in, money out and cash for each one. Your assistant projects forward from those figures, for one company or the whole group.
It's a group total, built company by company. Kipper adds each company up and shows money moved between them on its own line. Eliminating those transfers for statutory group accounts is work for your accountant or consolidation software.
Several companies on QuickBooks Online, a mix of QuickBooks Online and Desktop, or several Xero organizations. Connect each one, then ask about one company or all of them.
Yes. Kipper reads both into one format, so an Online company and a Desktop company can be added up or compared in one question. Where one has a field the other doesn't, the answer says so for that company.
NetSuite already keeps several companies in one account, as subsidiaries. On a NetSuite connection, you can ask about any one subsidiary or compare several.
Yes. You choose which companies each person can see, so a country manager can get their own company and nothing else. The people asking don't need to work inside your accounting system.
As many as you need. There's no limit on how many companies one account can connect.
Live. QuickBooks Online and Xero send each change to Kipper as it happens. QuickBooks Desktop is near-real-time, syncing as often as every 5 minutes.
Yes. Ask about one company, a few, or all of them, and the answer says which ones it used. With just one company, see cash flow forecasting with Claude or ChatGPT.
You need a plan that lets you connect external tools through Model Context Protocol. That's where Kipper appears. Check your assistant's current plan details, since both vendors change what's included from time to time.
Kipper is read-only by architecture, not by a setting someone could switch off. It returns records and reports from each company. Creating, editing and approving stay in your accounting system. Queries are logged, so you can see who asked what, and when.
It depends on how many companies you connect. See the pricing page for current plans, or schedule a demo and we'll price it for your group.

Start forecasting across all your companies

Connect each company once, read-only. Then ask Claude or ChatGPT for the group forecast. We'll help you set it up.

Ask your own books Schedule a demo
QuickBooks Xero Read-only Audit-logged