For QuickBooks, Xero and NetSuite

Cash flow forecasting, done by Claude or ChatGPT

Nobody should have to build a forecast by hand. Ask your assistant and it builds one from your real books. Change an assumption and it rebuilds.

Schedule a demo
Read-only by architecture
Kipper
Question:

Build me a 13-week cash flow forecast

Answer:
  • Asking Kipper for weekly receipts and payments…
  • Checking which weeks have actually closed…
  • Projecting the rest from your average…
  • Marking which rows are mine rather than yours…

Weeks 1 to 8 are the actual figures from your books. The dashed run is mine: on current averages you finish week 13 around $530k, roughly $43k above where you are now.

13-Week Cash Flow Forecast Open
In Out Claude's projection
W1W9W13
In
$1,776k
Out
$1,660k
Net
$116k
Closing
$530k
Question:

What if our two largest customers pay 30 days late?

Answer:
  • Asking Kipper for those two customers' receipt history…
  • Shifting their expected receipts out by 30 days…
  • Rebuilding the closing balance week by week…
  • Putting both versions side by side…

The delay hits hardest in W11. By W13 most of it is back. Both columns are my projection from their actual receipt history.

Closing balance · base case vs a 30-day delay
WeekBaseIf delayed
W9$496,200$444,200
W11$506,300$388,300
W13$530,000$521,000
Question:

At this rate, when do we pass $600k?

Answer:
  • Kipper is reading your cash position and last month's net cash in…
  • Taking the difference to $600,000…
  • Dividing it by last month's net cash in…
  • Flagging which of these numbers is an estimate…

About four months, if each month adds what last month did. The first two rows come from your books. The third is my arithmetic on them, not a fact from your books.

How long to $600k · at last month's pace
Figure
Cash today · from your books$486,700
Net cash in last month · from your books$28,700
Months to $600k · my estimate3.9
Question:

Show me the cash flow statement for last month

Answer:
  • Kipper is opening your QuickBooks books…
  • Pulling every transaction that moved cash…
  • Sorting them into operating, investing and financing…
  • Adding up each section…

This is the statement itself, exactly as QuickBooks produced it. No projection here.

Cash flow statement · last month · QuickBooks
Last month
Operating activities$1,575.15
Investing activities-$13,495.00
Financing activities$10,662.50
Net change in cash-$1,257.35
Question:

What is the balance across our bank accounts?

Answer:
  • Passing this to Kipper…
  • Opening the balance sheet QuickBooks produced…
  • Reading each cash account off it…
  • Adding them together…

$486,700 across three accounts. This is where any forecast starts.

Cash accounts · today · QuickBooks
AccountBalance
Operating account$412,800
Payroll account$68,400
Reserve$5,500
Total cash$486,700
Reply to Claude…
Open the live demo

A recorded example. Open the interactive demo to ask your own questions.

How it works

From your books to a forecast in four steps

Kipper connects read-only to QuickBooks, Xero or NetSuite and works out your real cash figures. Claude or ChatGPT takes those figures and projects them forward. Every projected week is labeled.

  1. Read-only
    1

    Connect your accounting system

    One read-only connection to QuickBooks, Xero or NetSuite. Your books stay exactly as they are.

  2. Claude ChatGPT
    2

    Add Kipper to Claude or ChatGPT

    Kipper shows up as a tool inside the assistant you already use. There's no new dashboard to learn.

  3. Your books · 8 weeks

    Money in$1,088,900
    Money out$1,016,600
    Cash today$486,700
    3

    Kipper works out your actuals

    Money in, money out and your cash balance, taken from your real records for any period you name.

  4. Actual Projected

    Week 13: $530,000

    4

    Your assistant projects forward

    Claude or ChatGPT builds the forecast from those figures, writes out its assumptions, and labels every projected week.

We can set it up with you

Book a free onboarding call. We connect your accounting system with you, and you ask the first question.

Schedule free onboarding

What you get back

Get a chart or a written forecast back

Claude builds it as an Artifact. ChatGPT opens it in Canvas. Either way it lands in the tool you already use, and you can share it with whoever asked.

Claude · Artifact

An interactive chart next to the conversation. Open it, scroll it, and share it.

13-Week Cash Flow Forecast Open
In Out Claude's projection
W1W9W13
In
$1,776k
Out
$1,660k
Net
$116k
Closing
$530k
W7 actual $20k $448k
W8 actual $39k $487k
W9 proj. $10k $496k
W10 proj. $9k $506k

ChatGPT · Canvas

The same forecast as a document you can edit. Change a line, then share it.

ChatGPT Canvas
Cash flow forecast · 13 weeks

Cash flow forecast

Thirteen weeks · QuickBooks · prepared by ChatGPT

Weeks 1 to 8 are computed from the QuickBooks records Kipper returned. Weeks 9 to 13 are projected from the average of those weeks. Each closing balance follows from the row above it.

The projection assumes receipts hold at their recent average and that the scheduled bills land on their due dates. Change either assumption and the figures below change with it.

Opening balance $414,400
Receipts, 13 weeks $1,776,000
Payments, 13 weeks $1,660,400
Closing balance, W13 $530,000

Edited in Canvas · exportable

The full report

See every week, with the numbers

Each row is one week: money in, money out and the closing balance. Weeks 1 to 8 come from your books. Weeks 9 to 13 are the projection.

Claude Kipper connected
DR

Show me every week of that forecast, with the numbers

kipper · query_cash_movement 1,847 records · QuickBooks · read-only

Here's the whole run. Weeks 1 to 8 are Kipper's figures from your books. Weeks 9 to 13 are mine. Each closing balance follows from the row above it.

13-Week Cash Flow Artifact
Money in Money out Balance Projected by Claude
W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13
Week In Out Net Balance
W1 $142k $118k +$24k $438k
W2 $98k $131k $-33k $406k
W3 $157k $123k +$34k $439k
W4 $148k $130k +$19k $458k
W5 $152k $124k +$27k $485k
W6 $85k $142k $-57k $428k
W7 $148k $128k +$20k $448k
W8 $159k $120k +$39k $487k
W9 proj $137k $127k +$10k $496k
4 more weeks

Actuals computed by Kipper from QuickBooks records. Projected weeks are Claude's projection on those actuals.

Illustrative report built from demo data.

Side by side

Compared with cash flow forecasting software

Forecasting software is a separate tool you log into. Here's how asking your assistant compares.

Getting a forecast

Forecasting software

Set up a separate tool, then build the model in it.

Kipper with Claude or ChatGPT

Ask Claude or ChatGPT for one in plain English.

Changing an assumption

Forecasting software

Edit the scenario in the tool's settings.

Kipper with Claude or ChatGPT

Say what changed, and it rebuilds the forecast.

A one-off question

Forecasting software

Built around the views and reports it ships with.

Kipper with Claude or ChatGPT

Ask it. Your assistant goes back to your books for the records.

Seeing the reasoning

Forecasting software

You get the chart and the closing balance.

Kipper with Claude or ChatGPT

It writes out the assumptions behind every projected week.

Where you do it

Forecasting software

A dashboard you log into.

Kipper with Claude or ChatGPT

Claude or ChatGPT, where you already work.

See it on your own numbers

Start a free trial, connect QuickBooks, Xero or NetSuite, and ask for your own forecast.

Ask your own books See pricing

Follow-up questions

Ask why a week dipped, or change an assumption

A forecast is only useful if you can question it. Here's what you can ask next.

Why is week 6 so much lower than week 5?

Week 6 paid out $142,100 and took in $84,800. I've pulled the bills behind it, with the vendor and amount for each.

Redo it with the equipment order paid a month later.

Done. I've rebuilt the projection with that payment moved, and marked which weeks changed.

What if our two largest customers pay 30 days late?

I've shifted their payments back 30 days using their real payment history. Here's the closing balance both ways.

Which of these numbers are real and which did you make up?

Weeks 1 to 8 come from your books through Kipper. Weeks 9 to 13 are my projection, built from those 8 weeks.

Both assistants

Use Claude or ChatGPT, whichever you have

Kipper connects to both and returns the same figures to either. Pick one to see it in the demo.

Kipper
Question:

Build me a 13-week cash flow forecast

Answer:
  • Asking Kipper for weekly receipts and payments…
  • Checking which weeks have actually closed…
  • Projecting the rest from your average…
  • Marking which rows are mine rather than yours…

Weeks 1 to 8 are the actual figures from your books. The dashed run is mine: on current averages you finish week 13 around $530k, roughly $43k above where you are now.

13-Week Cash Flow Forecast Open
In Out Claude's projection
W1W9W13
In
$1,776k
Out
$1,660k
Net
$116k
Closing
$530k
Question:

What if our two largest customers pay 30 days late?

Answer:
  • Asking Kipper for those two customers' receipt history…
  • Shifting their expected receipts out by 30 days…
  • Rebuilding the closing balance week by week…
  • Putting both versions side by side…

The delay hits hardest in W11. By W13 most of it is back. Both columns are my projection from their actual receipt history.

Closing balance · base case vs a 30-day delay
WeekBaseIf delayed
W9$496,200$444,200
W11$506,300$388,300
W13$530,000$521,000
Question:

At this rate, when do we pass $600k?

Answer:
  • Kipper is reading your cash position and last month's net cash in…
  • Taking the difference to $600,000…
  • Dividing it by last month's net cash in…
  • Flagging which of these numbers is an estimate…

About four months, if each month adds what last month did. The first two rows come from your books. The third is my arithmetic on them, not a fact from your books.

How long to $600k · at last month's pace
Figure
Cash today · from your books$486,700
Net cash in last month · from your books$28,700
Months to $600k · my estimate3.9
Question:

Show me the cash flow statement for last month

Answer:
  • Kipper is opening your QuickBooks books…
  • Pulling every transaction that moved cash…
  • Sorting them into operating, investing and financing…
  • Adding up each section…

This is the statement itself, exactly as QuickBooks produced it. No projection here.

Cash flow statement · last month · QuickBooks
Last month
Operating activities$1,575.15
Investing activities-$13,495.00
Financing activities$10,662.50
Net change in cash-$1,257.35
Question:

What is the balance across our bank accounts?

Answer:
  • Passing this to Kipper…
  • Opening the balance sheet QuickBooks produced…
  • Reading each cash account off it…
  • Adding them together…

$486,700 across three accounts. This is where any forecast starts.

Cash accounts · today · QuickBooks
AccountBalance
Operating account$412,800
Payroll account$68,400
Reserve$5,500
Total cash$486,700
Reply to Claude…
Open the live demo

One connection for both assistants

Read-only access to QuickBooks, Xero or NetSuite, with the same permissions behind each.

Schedule a demo

Good to know

What to know before you connect it

Your assistant does the forecasting

Kipper works out the real figures from your records. The projection is Claude or ChatGPT's work, and every projected week is labeled as one. That's why you can see the assumptions.

Kipper is read-only by architecture

It returns records and reports. Creating, editing and approving stay in your accounting system, where your team already does that work.

Group totals show transfers between companies

Across several companies, Kipper adds each one up and shows money moved between them on its own line. Statutory consolidation stays with your accountant.

FAQ

Cash flow forecasting questions

What people ask before connecting an assistant to their books.

Yes, once it can see your real numbers. On its own, an assistant has nothing to forecast from and will make figures up. Connected to Kipper, it reads your real receipts, payments and balances from QuickBooks, Xero or NetSuite. Then it projects forward and tells you which weeks are projected.
It does the same job, by a different route. Forecasting software is a product you log into and keep up to date. Here, the assistant you already use gets read-only access to your accounting records and builds the forecast in a conversation you can redirect.
Those tools are better at producing a polished forecast pack on a schedule. This is better when you want to question the number: change an assumption, ask why a week dipped, or see the invoices behind a line. Plenty of finance teams use both, because they do different jobs.
Yes. Ask for a 13-week view and the assistant returns the weeks it worked out from your records and the weeks it projected, kept separate. Thirteen weeks is common because it's the standard short-range treasury horizon. You can ask for any period you need.
QuickBooks, Xero and NetSuite. A forecast is built from receipts, payments and your cash balance, and Kipper reads those on all three. The only difference is the formal cash flow statement, which QuickBooks and NetSuite produce and Xero doesn't.
The actuals are exact, because they come straight from your accounting system. The projection is only as good as its assumptions, which is true of every forecast. The difference here is that the assumptions are written out, so you can correct one and ask again.
Kipper gives the assistant the two figures runway is built from: your cash today, and your burn over a period that's already happened. Working out the runway is the assistant's job, and it labels the result as a projection.
You need a plan that lets you connect external tools through Model Context Protocol. That's where Kipper appears. Check your assistant's current plan details, since both vendors change what's included from time to time.
Kipper is read-only by architecture, not by a setting someone could switch off. It returns records and reports. Creating, editing and approving stay in your accounting system, and every question and answer is logged in the admin portal.
Whoever you choose. Access is scoped per person, so an operations lead can see cash figures without the customer ledger. The people asking don't need to work inside your accounting system.
Yes. Kipper answers each company and adds them up, even across different systems. Money moved between your own companies is shown on its own line. See multi-entity cash flow forecasting for how that works.
The price is the same whichever assistant you use. See the pricing page.

Start forecasting from your own books

Connect QuickBooks, Xero or NetSuite once, read-only. Then ask Claude or ChatGPT for your forecast. We'll help you set it up.

Ask your own books Schedule a demo
QuickBooks Xero NetSuite Read-only Audit-logged